Why stop foreclosure?

Why Stop Foreclosure? Everyone worries about the effects a foreclosure will have on their credit. In the state of Nevada, formal foreclosure does not take place unless, during a court hearing, the Judge grants the plaintiff (the lender) the foreclosure. Until then, you are in "Preforeclosure", which means you are in the process of foreclosure, but you have not yet lost the home and it has not affected your permanent credit.

Your credit at this point will show late payments or derogatories, on your mortgage. For example:

90 days past due 2 times

60 days past due 3 times

Late payments do not look good on a credit report, but they are infinitely better than a foreclosure. Most people are not aware that a foreclosure stays on their credit report for the rest of their lives. This is why you want to stop foreclosure from happening to you. Working with an investor who is willing to negotiate with your Lender, their Attorneys, and the courts is your best option when it comes to getting the house sold by various means and thus “Paid Off” before it becomes a full Foreclosure. Working with a professional investor who can stop foreclosure before it happens is generally the best way to protect your credit.

Most people in your situation generally think that refinancing their home is the best way to stop foreclosure. Unfortunately, this option is only possible if you already have a large amount of equity in the house. In other words, your house must be worth a lot more that what you owe, in order for this to be a viable option. Further, it will be next to impossible to refinance a home with a credit report that contains recent late payments, especially on the mortgage for which you are attempting to refinance. It is simply not going to happen.

So are you ready to stop foreclosure? There are a few options that will help you in your situation. One solution will only stall the foreclosure and you would be forced to pay thousands of dollars and likely lose the house in the end anyway. Another solution would allow you to remain in the house, but it would likely cost you more money each month than you actually make in three months. We have a solution that can stop foreclosure from happening and possibly give you cash back, not to mention give you a fresh start in a new home. This option does require you to move out of the home that is in foreclosure, but it leaves you in a better situation.

If you would like to stop foreclosure and put an end to the nightmare permanently, avoid having to make payments you cannot afford, avoid the humiliation of public record and create a positive experience, then you are invited to call us.

There is no out of pocket expense to you to stop foreclosure when you work with us. We will take care of all up front expenses in dealing with the Mortgage company, lien holders (including the IRS), Attorneys, Realtors, and any possible Marketing or Rehab cost associated with your home. We only profit when we sell the house. If we lose any money we invest in your home that will be our concern and you will never be asked to pay. We will stand by our word and service, and have a strict, complete confidentiality policy. Please call today so we can help you stop foreclosure or register for our Manage My Short Sale system, located within our website atwww.foreclosurereliefproviders.org

For Homeowners: Foreclosure Assistance

Foreclosure Assistance options are not created equal. One cannot turn on the radio, television, or open a newspaper and see or hear an ad or commercial offering foreclosure assistance in some form or another. Attorneys, your lender and unscrupulous organizations paint themselves as your answer to foreclosure assistance, when in fact; their main goal is to make money. Here are some questions to ask yourself when considering foreclosure assistance options:

Q. When was the last time you heard of a Bankruptcy Attorney who does not charge for his or her services?

A. Never. Even when they say there are no upfront fees, they will collect in the end. In defense of attorneys, collecting for their services is how they stay in business. The problem comes when they charge people who are in foreclosure, knowing that their foreclosure assistance solutions are only temporary and that the overwhelming majority of their clients end up losing their house anyway.

Q. Why does a mortgage lending institution exist?

A. Mortgage companies loan their customers’ and investors’ money to consumers in order to make a return on their investment. They have no interest in your situation. They will give people small foreclosure assistance and avoidance options, but only because it is in their best interest, as they want to get as much money out of them as they can. Eventually, they will need to foreclose, because their main interest is making money for their investors, not your situation.

Q. Why would a company charge me upfront fees to offer foreclosure assistance when they know I don’t have the money to pay my mortgage?

A. We honestly cannot understand why any company, who claims to have a desire to help people with foreclosure assistance, would charge their clients anything, much less the thousands of dollars some of them charge.

Foreclosure Relief Providers offers real foreclosure assistance options, by working with lenders, attorneys, only the best Real Estate Agents and any and all other parties involved to keep a foreclosure off your credit and give you a fresh start on life. We pay all fees and never charge you a dime for our foreclosure assistance services. For assistance, direct your browser towww.foreclosurereliefadvisors.org and register for our Manage My Short Sale foreclosure relief system. We will be notified that you have registered and will contact you within 24 hours. If you prefer, feel free to call us at 702-430-1637. We look forward to working with you soon!

For Homeowners: Regain Freedom and Peace of Mind.

Our thoughts lately have reflected on the clients that we have gotten to know through this process. From an outsider perspective, that first appointment with someone who is in preforeclosure can be heartbreaking. Everyone we meet with has a unique story that usually begins with the excitement they felt as they inserted the key into the keyhole and turned the lock to their front door for the first time. They often reflect on their excitement as they were as they lay down to sleep that first night and how the newness that surrounded them kept them awake. They often recount their first family event, dinner party, or holiday gathering they held in the home. With sadness in their voices, they tell us how their home used to be a place of happiness and how it now feels like a prison.

Often, they tell of the little things that cause them to feel emotions such as anxiety and depression or feel stress while they are in preforeclosure; little things such as the smell of their mail, the sound their mailbox makes as they open it, the ringtone on their phone, or a knock at the door. Since they have no longer been able to afford the home, the emotions associated with losing it to foreclosure feel like more than they can bear. Many counselors and psychologists now rank the loss of a home as the number one stressful life event, above death of a spouse, permanent loss of health and divorce. Though the reasons why this is the case vary, they all relate back to a person’s need to support those in his/her care and the uncertainty of the outcome.

Once we put their home through our process, our clients report that they feel less stress, they no longer feel their heart race when they hear a knock on the door or the phone ring, they no longer detest going to the mailbox and they feel at peace, once again. During the time that we have worked with them, they have been able to find another place to live and have their family back on the road to financial and emotional health.

If you are in pre-foreclosure and are feeling the anxiety, stress and depression that can accompany the situation, we can help. We can free you of the burden of a house you cannot afford, but cannot sell in this economy. Please call us at 702-430-1637 or register for our Manage My Short Sale system at www.foreclosurereliefproviders.org and we will contact you within 24 hours. Registering for the Manage My Short Sale system in no way obligates you to short sale your home, there are various ways we can help, and we will review your entire situation before making a recommendation. It can be, however, your first step to freedom and peace of mind.